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QUALIFICATIONS

Applicants must complete a Pre-Qualification Consultation with one of our team members.  Click on the 'Application Process' button below, fill out the pre-approval form and a team member will contact you within 24 hours.

Funding Qualifications

US Citizens/Permanent Resident with a green card
and social security number
Ages 18-72
Employment Type: W2​, Self-Employed, ​1099R (Retired)​


W2 Employee= Minimum Annual Income
of $27K
or more with consistent employment for six months to a year

OR
Self-employed = Minimum $50K Gross Revenue for 2022 & 2021

Adjusted Gross Income = $27K

**must be able to provide proof of income for applicable years**


680 credit score (all 3 bureaus)
3 active primary trade-lines(6 months old minimum)
Trade-lines have at least 6 months of good history

No late payments within the last 12 months
No new accounts opened in the last 6 months

Cumulative Credit Utilization under 60%
Less than 6 hard inquiries on reports

No new collection accounts in the last two
years
Bankruptcy discharge must be at least 2 years old

***IF YOU DO NOT MEET THESE QUALIFICATIONS DON'T WORRY!
WE HAVE A PROGRAM THAT MAY BE ABLE TO HELP YOU GET QUALIFIED FASTER THAN YOUR AVERAGE CREDIT REPAIR SERVICE.
COMPLETE THE PRE-APPROVAL FORM AND LET'S TALK MORE!

 

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